health insurance partner abroad
Haftpflichtversicherung -
Liability insurance
Care Protector - Accident and personal liability insurance
Introduction
The following individuals are eligible for insurance
Persons 74 years old or younger are eligible for coverage. |
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The insurance applies only during the stay in the foreign country. |
HanseMerkur Reiseversicherung AG |
The maximum duration of coverage is 60 months. |
| Personal liability insurance | Type S | Type M | Type XL |
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| Lump sum coverage for personal injury and property damage | Type S: €1 Mio. | Type M: €2 Mio. | Type XL: €2.5 Mio. |
| Deportation costs to cover legal obligations of the policyholder against German authorities | Type S: €1,000 | Type M: €2,000 | Type XL: €3,000 |
| Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | Type S: €10,000 | Type M: €25,000 | Type XL: €50,000 |
| Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim |
Type S: - | Type M: - | Type XL: €1,000 |
| General deductible per claim | Type S: €250 | Type M: €0 | Type XL: €0 |
| Accident insurance | Type S | Type M | Type XL |
| Basic disability benefit | Type S: - | Type M: €30,000 | Type XL: €40,000 |
| Maximum disability benefit with a degree of disability of 350% | Type S: - | Type M: €105,000 | Type XL: €140,000 |
| Death benefit in the event of accidental death | Type S: - | Type M: €15,000 | Type XL: €25,000 |
| Rescue costs following an accident | Type S: - | Type M: €7,500 | Type XL: €10,000 |
| Cosmetic operations due to an accident | Type S: - | Type M: €2,500 | Type XL: €5,000 |
| Monthly premium* | Type S: € 2 | Type M: €4 | Type XL: €7.50 |
| Minimum premium | Type S: €10 | Type M: €12 | Type XL: €15 |
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You can only pay the premium for the liability insurance/accident-liability insurance on a monthly basis if you have selected direct debit monthly as your payment method/frequency and have chosen at least 6 months as the duration of insurance coverage. Insurance coverage is only provided when the insurance premium has been paid in full. |
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| Type S | Type M | Type XL | |
|---|---|---|---|
| Monthly premium* | Type S: EUR 2.00 | Type M: EUR 4.00 | Type XL: EUR 7.50 |
| Minimum premium | Type S: EUR 10.00 | Type M: EUR 12.00 | Type XL: EUR 15.00 |
| *The premium must be paid as a one-time premium for the entire duration of coverage.Insurance coverage is only provided when the insurance premium has been paid in full. | |||
Take out your coverage online: Online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
Liability insurance
Type of insurance:
Accident/liability insurance for trips abroad/business trips
© Care Concept AG 2021
